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G C M o r t g a g e s

Home Equity Line of Credit (HELOC)

GC Mortgage offers Home Equity Lines of Credit (HELOC), a revolving credit line secured by your home equity. With a HELOC, you can access funds whenever needed, making it a flexible option for expenses like renovations, education, or debt consolidation.

HELOCs allow you to borrow as needed and only pay interest on what you use, offering an affordable and flexible alternative to traditional loans. With competitive interest rates and flexible withdrawal and repayment terms, a HELOC can be an excellent tool for managing your finances effectively.

01

Flexible
Withdrawals

Access funds as needed without reapplying.

02

Competitive
Rates

Lower interest rates than unsecured credit lines.

Documents Required

How it works

Easy Approval Process

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Apply

01st step

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Access Credit

02nd step

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Flexible Repayment

03rd step

  • Is the rate fixed?

    HELOC rates are often variable, linked to the prime rate.

  • How much can I borrow?

    Typically up to 80% of your home’s value.