x
G C M o r t g a g e s

New to Canada

For newcomers, buying a home in Canada can be a complex process, especially with limited Canadian credit history. GC Mortgage offers specialized mortgage solutions that make homeownership more accessible for new residents.

We understand the unique challenges faced by newcomers and provide flexible terms, competitive rates, and personalized support. Our team will walk you through eligibility requirements, document preparation, and down payment options, helping you make informed decisions and settle into Canadian life with confidence.

01

Options for
New Residents

Flexible terms and down payment options for newcomers.

02

Special Benefits for Newcomers

Guidance and support tailored for recent residents, helping you navigate the Canadian mortgage landscape.

Documents Required

How it works

Easy Approval Process

Awesome Image

Apply

01st step

Awesome Image

Review

02nd step

Awesome Image

Settle In

03rd step

  • Do I need a Canadian credit history?

    No, we consider other factors, so a lack of Canadian credit won’t hold you back.

  • What’s the minimum down payment for newcomers?

    As low as 5% for permanent residents, depending on the loan.

  • Can non-permanent residents apply?

    Yes, options exist for non-permanent residents.

  • Do newcomers qualify for first-time homebuyer benefits?

    Yes, if they meet specific criteria.